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Get ahead of rising costs. Change your approach to benefits & make data-driven decisions.


Our approach to employee benefits is driven by our unabashed passion for what we do, delivering quantifiable and meaningful results for our clients.  Our approach is unique and is what makes us who we are and successful at what we do.

Who We Are

We are committed to creating benefit plans and strategies that make life easier and better for HR teams and that provide the best cost-effective value for employers, employees and families. We do this through collaboration—with our clients, our own experienced team, and with other Alera Group firms across the nation.


Alera Group is among the nation’s top 20 privately held insurance agencies, providing powerful solutions in employee benefits, property & casualty, and wealth management for clients across the country. It thrives through collaboration.  That is one of the ways we develop the best solutions for our clients and how we maintain a fulfilling and exciting culture for our employees. To us, collaboration is much more than choosing something off the shelf for our clients or sharing best practices.  It means identifying the experts in our ranks, finding the starting point of a solution and then working together to make it even better for our clients.

What We Do

In an industry often void of innovation, BCG is proud to approach employee benefits from the following creative aspects and innovative techniques:

  • Cost Containment

    Our strategies bring innovative cost management and real savings for both employer and employee and also integrate meaningful employee health and wellness programs.
  • Data Analytics

    We offer access to exceptional actuarial and financial analysis through our in-house resources as well as our affiliation with the world’s largest and most respected actuarial firm.
  • Process/Project Management

    We provide a well-defined Process/Project Management system to assure that benefit programs are implemented and maintained properly throughout the year.
  • Quality Control

    We provide active quality control over existing vendors of technology and administrative services, to hold them accountable.
  • Value Add Client Resources

    Our suite of HR Services provides online access to up-to-date benefits, compliance and HR information, webinars and training videos.
  • Client Communications

    Our client communications distill and translate regulatory requirements that affect our clients, and our support of employee communications promotes engagement and ensures success.
  • A Few Impressive Facts About

  • Benefit Commerce Group

Founded Over 25 Years Ago

40+ professionals on staff with an average of 20 yrs insurance experience

We have saved $55 Million for a subset of 33 clients just in 5 years

Experts in data analytics, strategy, compliance, actuarial forecasting and member communication

100+ Client Awards

for Healthcare Consumerism, health improvement and pursuit of lower costs for quality employee health plans.

BCG Team and Principal Awards

for Healthcare Consumerism, leadership and benefit plan innovation.

2015, 2016 & 2017 3-Time Honoree Inc. 5000 list of fastest growing private companies

2015 and 2016 Best Places to Work in the Phoenix area.

A Team of Subject Matter Experts

We are uniquely positioned to support you.
benefit commerce graphic

More On The BCG Difference

Our philosophy is to treat employee benefits with the same strategy focus that organizations use with other parts of their operations. Viewing benefits as an investment in their employees, rather than a cost, our clients achieve better results and a true return on their investment.

The facts are clear:

  • -Health insurance premiums and workers’ contributions to them have gone up over 200% (source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2016).

-Health care costs are the 2nd or 3rd highest budget expense for most employers.

-Employees consistently rank employee benefits as one of their top concerns.

Our strategy for enhancing your benefit plan and managing healthcare costs and trends is to:

  1. Maximize benefits value for your employees and their families in a cost-effective manner.
  2. Align economic incentives between the plan and your employees to create a win-win environment.
  3. Reward employees for making good healthcare choices.
  4. Maintain meaningful preventive and health improvement programs.
  5. Maintain effective employee education, information, tools and technology.

A unique approach to benefits.

As you continue to browse our website, you'll find that across the entire spectrum of benefit programs, our unique approach to employee benefits is backed up by intelligent data analysis - another core competence of BCG - and is how we are changing employee benefits, one company at a time.